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Exchange rates quoted in the media are interbank exchange rates, which are used by banks and other interbank participants to buy and sell currencies in the wholesale market. The interbank rate quoted in the media is typically for a minimum amount of US$5,000,000. Usually, when a client completes a transaction it is for an amount smaller than US$5,000,000 and as a result, a retail rate is applied. This rate includes a spread added to the interbank rate to account for market movement between when the client transaction is completed and when smaller client amounts can be accumulated and traded on the interbank market. Exchange rates applied to cash transactions include shipping and handling charges, making the exchange rate for cash less favorable than the non-cash rate. Non-cash rates are applied to paper instruments such as cheques and drafts. Non-cash rates are also applied to incoming and outgoing wire payments and other electronic transactions. These instruments do not require physical storage or movement, and incur less time and cost for processing than cash transactions. Therefore a more favorable rate is applied to non-cash instruments. It is often more beneficial to convert your Canadian dollars to the local currency of your travel destination before you leave Canada. Many banks, foreign exchange kiosks and hotels in other countries charge commission or service charges in addition to exchange rates that are often higher than those in Canada when converting your Canadian dollars to their local currency. The rates provided are for information purposes only, and may not be reflective of rates in the market at the time of inquiry. Foreign exchange rates are subject to change at a moment's notice. Although timely rates may be obtained by contacting a local RBC Royal Bank branch, rates can only be guaranteed at the time the purchase or sale is conducted. Advance notice may be required to obtain some currencies. We’re taking added precautions to keep our clients and employees safe during the COVID-19 outbreak. We also recognize that now more than ever, clients turn to us for advice and support. The royal bank online rbc cathay pacific Whatever you need, RBC Royal Bank has a wide range of personal banking products, services and tools to help you manage your finances, save for retirement, buy a home and much more. For more than 100 years, RBC Royal Bank has been building strong businesses in the Caribbean, creating and delivering a comprehensive range of quality financial services through well-trained and committed staff. Save a tree and reduce the amount of paper you keep by switching your paper statements to electronic statements — and get convenient, 24/7 access in RBC Online Banking. You can now create a custom-made PDF of your account transactions with Digital Banking, making it quick and easy to keep track of what you’re spending and with whom. Create a list of your transactions from your account history by searching between dates of your choice, or by filtering by specific transaction types or company name – you can then create a PDF of it.


We have all of the tools you need to have your money, your way. Take advantage of all the FREE and convenient services we offer. As a full-service community bank, Royal Bank has a deep-seated dedication to our customers and the communities we serve. We continue to stay at the forefront of changing customer needs and technological advances to better serve you. Our team of experienced banking professionals is committed to understanding your needs and finding a suitable solution to fit your unique needs. The royal bank online rbc new glasgow Welcome to Royal Bank of Scotland. Our extensive personal banking products include bank accounts, mortgages, credit cards, loans and more. Visit today to see how we can serve you. Whether you like to bank online, from your mobile device, at the ATM or in person - RBC Royal Bank has the tools and apps to help you take care of your everyday banking needs. Whatever you need, RBC Royal Bank has a wide range of personal banking products, services and tools to help you manage your finances, save for retirement, buy a home and much more. We offer accounts and features to suit your unique needs and desires. We invite you to explore our personal banking services.